Pension calculators

Plan and check your pension: what goes in, what it costs you after tax relief, what it might grow to, your State Pension, and the tax when you take it out.

Pension CalculatorYour pot and income at retirement Workplace Pension CalculatorYou + employer contributions and real cost Salary Sacrifice CalculatorCompare pension salary sacrifice vs other types Pension Tax Relief CalculatorRelief at source, higher-rate claim, allowance State Pension CalculatorState Pension age and weekly amount Pension Withdrawal Tax CalculatorTax on lump sums and drawdown income

Pension Calculator

Project your pension pot at retirement from what you pay in, investment growth and charges, in today's money, with tax-free cash, drawdown income and State Pension.

Workplace Pension Calculator

Work out workplace pension contributions from you and your employer, the tax relief, and what it really costs you each month. Checks the auto-enrolment minimum (8%).

Salary Sacrifice Calculator

Compare the real cost of pension contributions through salary sacrifice, net pay and relief at source. See the tax and National Insurance you save for 2026/27.

Pension Tax Relief Calculator

Calculate the tax relief on personal pension contributions, the extra higher-rate relief to claim through Self Assessment, and check the £60,000 annual allowance.

State Pension Calculator

Find your State Pension age from your date of birth and estimate your new State Pension from your qualifying National Insurance years. Full rate £241.30 a week in 2026/27.

Pension Withdrawal Tax Calculator

Work out the tax on taking money from your pension in 2026/27: 25% tax-free cash, UFPLS lump sums or drawdown income, with your other income and emergency tax explained.